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Astagfirullah. [MUSLIM BANTU BAGIKAN] Tradisi Tukar Uang Saat Lebaran. Dosanya Lebih Besar Daripada Berzina

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 Telah menjadi tradisi menukar uang dibulan Ramadhan, pecahan 100ribu dengan 10ribu atau 5ribu, dan kebanyakan dengan imbalan. Maka ini menurut syariat bisa disebut riba’. Dan Allah mengingatkan kepada orang yang beriman, agar setiap kali terjadi benturan antara aturan syariat dengan tradisi, mereka harus mengedEpankan aturan syariat.





Alah berfirman,

فَلَا وَرَبِّكَ لَا يُؤْمِنُونَ حَتَّى يُحَكِّمُوكَ فِيمَا شَجَرَ بَيْنَهُمْ ثُمَّ لَا يَجِدُوا فِي أَنْفُسِهِمْ حَرَجًا مِمَّا قَضَيْتَ وَيُسَلِّمُوا تَسْلِيمًا

“Demi Tuhanmu, mereka (pada hakekatnya) tidak beriman hingga mereka menjadikan kamu hakim terhadap perkara yang mereka perselisihkan, kemudian mereka tidak merasa dalam hati mereka sesuatu keberatan terhadap putusan yang kamu berikan, dan mereka menerima dengan sepenuhnya.” (QS. an-Nisa: 65).

Dalam ilmu hukum, kita diajarkan, jika hukum yang lebih rendah bertentangan dengan hukum yang lebih tinggi, maka hukum yang lebih tinggi harus dikedepankan.

Hukum syariat datang dari Allah, sementara hukum tradisi buatan manusia. Secara usia, di tempat kita, hukum syariat lebih tua, dia ditetapkan 14 abad silam. Sementara tradisi, umumnya datang jauh setelah itu.
Secara hierarki, hukum syariat jauh lebih tinggi. Karena Allah yang menetapkan.
Karena itulah, tradisi yang melanggar syariat, tidak boleh dipertahankan. Sekalipun itu tradisi pribumi.

Tukar-menukar Uang
Dikutip dari konsultasisyariah, bahwa dalam kajian ekonomi islam, kita diperkenalkan dengan istilah barang ribawi (ashnaf ribawiyah).  Dan barang ribawi itu ada 6: emas, perak, gandum halus, gandum kasar, kurma, dan garam.

Keenam benda ribawi ini disebutkan dalam hadis dari Ubadah bin Shamit radhiyallahu ‘anhu, Rasulullah shallallahu ‘alaihi wa sallam bersabda,

الذَّهَبُ بِالذَّهَبِ وَالْفِضَّةُ بِالْفِضَّةِ وَالْبُرُّ بِالْبُرِّ وَالشَّعِيرُ بِالشَّعِيرِ وَالتَّمْرُ بِالتَّمْرِ وَالْمِلْحُ بِالْمِلْحِ مِثْلاً بِمِثْلٍ سَوَاءً بِسَوَاءٍ يَدًا بِيَدٍ فَإِذَا اخْتَلَفَتْ هَذِهِ الأَصْنَافُ فَبِيعُوا كَيْفَ شِئْتُمْ إِذَا كَانَ يَدًا بِيَدٍ

“Jika emas dibarter dengan emas, perak ditukar dengan perak, gandum bur (gandum halus) ditukar dengan gandum bur, gandum syair (kasar) ditukar dengan gandum syair, korma ditukar dengan korma, garam dibarter dengan garam, maka takarannya harus sama dan tunai. Jika benda yang dibarterkan berbeda maka takarannya boleh sesuka hati kalian asalkan tunai” (HR. Muslim 4147).

Dalam riwayat lain, Dari Abu Said al-Khudri radhiyallahu ‘anhu, Nabi shallallahu ‘alaihi wa sallam bersabda,

الذَّهَبُ بِالذَّهَبِ وَالْفِضَّةُ بِالْفِضَّةِ وَالْبُرُّ بِالْبُرِّ وَالشَّعِيرُ بِالشَّعِيرِ وَالتَّمْرُ بِالتَّمْرِ وَالْمِلْحُ بِالْمِلْحِ مِثْلاً بِمِثْلٍ يَدًا بِيَدٍ فَمَنْ زَادَ أَوِ اسْتَزَادَ فَقَدْ أَرْبَى الآخِذُ وَالْمُعْطِى فِيهِ سَوَاءٌ

“Jika emas ditukar dengan emas, perak ditukar dengan perak, gandum ditukar dengan gandum, sya’ir (gandum kasar) ditukar dengan sya’ir, kurma ditukar dengan kurma, dan garam ditukar dengan garam, takaran atau timbangan harus sama dan dibayar tunai. Siapa menambah atau meminta tambahan, maka ia telah melakukan transaksi riba. Baik yang mengambil maupun yang memberinya sama-sama berada dalam dosa.” (HR. Ahmad 11466 & Muslim 4148)
Juga disebutkan dalam riwayat dari Ma’mar bi Abdillah radhiyallahu ‘anhu, beliau mendengar Nabi shallallahu ‘alaihi wa sallam bersabda,

«الطَّعَامُ بِالطَّعَامِ مِثْلاً بِمِثْلٍ ». قَالَ وَكَانَ طَعَامُنَا يَوْمَئِذٍ الشَّعِيرَ.

“Jika makanan dibarter dengan makanan maka takarannya harus sama”. Ma’mar mengatakan,
“Makanan pokok kami di masa itu adalah gandum syair” (HR. Muslim 4164).
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